Commercial general liability is a form of business insurance that covers claims of injury, illness and property damage against your business.
General liability insurance, is one of the most business liability insurance, this coverage can protect you from various claims including bodily injury, property damage, personal injury and others that arises from your business operations. General liability insurance include:
Bodily injury and property damage liability
Personal and advertising injury
Products completed operations Damage to premises
Judgments, settlements, legal defense fees and court costs can be extremely expensive. If someone files a claim against your business:
You’ll need legal counsel, which can cost over $100 per hour
The maximum amount could easily exceed $75,000 if the claim ends up in court
You may need to spend several thousands of dollars, even if the lawsuit gets dropped
When you add the cost of administrative work, legal secretaries and any settlements or judgments, your business could face a bill totaling hundreds of thousands of dollars. The right general liability insurance policy can help your business cover these costs.